New Resources Added This Month Are Highlighted In Purple
Credit Forms
- CFPB Requesting Your Credit Report Tool This guide & worksheet walks through how to request a credit report step-by-step
- CFPB Reviewing Your Credit Report This guide & worksheet walks you through reviewing your credit report to ensure your information is correct
- CFPB Disputing Errors This guide and worksheet walks you through disputing incorrect information on your credit report; errors can stem from a mistake in information provided about you or the result of fraud and/or identity theft
- IdentityTheft.Gov To help clients recover their identity and deal with damages
- Credit Freeze Checklist Check out this handy document put together by one of your fellow coaches - it takes you through various options for initiating a credit freeze
- CBA Credit Goal Setting Forms Consider using these resources to support clients with setting goals related to credit: Step 1 - Consider the Goal, Step 2 - Know the Score, Step 3 - Get the Good Stuff Going, Step 4 - Deal with Debt, Step 5 - Make Credit Building Count
Debt Forms
- Sample Proposal to Settle Letter Form letter to attempt settling with a debtor (Word file); here is a pdf version
- Sample Debt Validation Letter To verify that an account truly exists, and that the collection agency owns the rights to that debt (Word file)
- Loan Amortization Schedule Plug in numbers to help clients explore auto or home loan financing (Excel file)